UNIVERSAL SERVICES OF AMERICA

PRIVACY POLICY

PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THIS WEBSITE (THE “WEBSITE”). THIS PRIVACY POLICY GOVERNS UNIVERSAL SERVICES OF AMERICA’S (“USA”) USE OF INFORMATION WE COLLECT AND HOW IT IS USED. IF YOU DO NOT AGREE WITH THIS PRIVACY POLICY, DO NOT ACCESS THIS WEBSITE OR USE THIS WEBSITE. THIS PRIVACY POLICY ADDRESSES THE FOLLOWING:

1. Protection of Customer Information
2. Security and Integrity of Information
3. Retention of Customer Information
4. Customers are Responsible for Protecting Information and Systems on Their     Premises
5. The Website
    o What Information We Collect And How We Will Use It
    o Links to Other Sites
    o Cookies
6. Assent
7. Contacting USA

1. Protection of Customer Informationn

We understand the importance of privacy to our customers and visitors to the Website. Our policy is to treat what we learn about our customers as confidential. For example, we will not give or sell confidential or Personal Information (as described below) about our customer to any third party,,except as necessary to provide services to the customer, as required by law, or in connection with an investigation of possible illegality.

Examples of information that we may collect include names, addresses, e-mail addresses, and telephone numbers. Some of the information collected by USA is data which relates to an identifiable person ("Personal Information"). We never sell information to third parties that could be used to specifically identify an individual customer or group of customers. Anonymized data is sometimes shared with third parties. Finally, we do provide Personal Information to government agencies as required by law or regulation, and in connection with investigations of possible illegality.

In addition to the uses of the information described in the paragraphs above, we collect telephone numbers and e-mail addresses in the event that we have to contact a customer to resolve a question or provide information.


2. Security and Integrity of Information

We treat our data as assets that must be protected against loss and unauthorized access. We employ information security techniques to appropriately protect confidential information from unauthorized access by users inside and outside the company. Access to Personal Information is limited to those employees who have a legitimate business need for that information.

The Website and its supporting systems employ generally accepted information security techniques such as firewalls, access control procedures and cryptography to appropriately protect confidential information from unauthorized access.


3. Retention of Customer Information

We may retain information, including Personal Information, as necessary for business purposes or as required by government regulation, if applicable. We carefully dispose of records and delete information when retention periods expire. Personal Information may become available to third parties affiliated with your transaction. Should you consent to the release of Personal Information to such third parties, then the privacy policies of those third parties apply. We suggest you review the privacy policies of those third parties.


4. Customers are Responsible for Protecting Information and Systems on Their       Premises

Some information about USA’s customers is located on a customer’s premises. Customers concerned about the security of their information in these systems should secure it by activating passwords and using physical access controls.


5. USA Website

The following paragraphs describe our commitment to the protection of Personal Information as it applies to the Website.

o What Information We Collect And How We Will Use It

Users can visit most areas of the Website without revealing who they are or providing any information about themselves. However, some of our interactive services require that users identify themselves in order to enable the interactive function. We may ask users to provide some Personal Information in these situations.

o Links to Other Sites

USA may provide links to external websites as a convenience to the user. The inclusion of any link does not imply USA endorsement of the external site company, its website, or the products and services it promotes and sells. USA is not responsible for the privacy practices or the content of such external website.

o Cookies

Cookies are small text files that a website can send to a user's browser for storage on the hard drive. Cookies can make use of the Internet easier by saving and administering status, application, preferences and other user information. Most browsers are initially set to accept cookies but users can change the setting to refuse cookies or to be alerted when cookies are being sent. For instructions on how to change cookie settings, look in the Help menu on your Internet browser. Refusal of cookies will not interfere with the ability to interact with the Website.

We may use cookies (sometimes in conjunction with other technology such as web beacons) (i) to keep track of and administer user status, preferences, business information and other information provided by a user, (ii) for security purposes, (iii) to understand visitor usage of the Website on an anonymous basis, and (iv) to evaluate the effectiveness of certain advertising efforts.

Other than cookies used in connection with registered users of the Website or used to transfer information from one application to another on the Website, information collected by cookies and web beacons used in connection with the Website are not used by USA to identify an individual. Cookies are placed every time a user logs in and are available for that session only. Cookies used to transfer information from one application to another are available only in the session of that transfer. Other cookies are stored indefinitely on users’ hard drives.

6. Assent

Your continued use of this site signifies your assent to this Privacy Policy. We reserve the right, at our discretion, to modify, add, or remove portions of this policy at any time by posting the revised policy at the Website. Please check this page periodically for changes.


7. Contacting USA

If you have questions about this privacy statement, the practices of this site, or your experience on the Website, you can contact USA at (866) 877-1965.

Comments, suggestions or materials sent or transmitted to USA shall be deemed to be non-confidential. USA shall have no obligation of any kind with respect to such comments, suggestions or materials and shall be free to use and distribute them to others without limitation, including, but not limited to developing and marketing products incorporating them.